How to Finance Your Metal Roof: Options for Every Budget

Financing your metal roof shouldn’t stand in the way of protecting your home. At The Metal Roofers, we offer flexible solutions to help you manage the cost in a way that fits your lifestyle and budget.

Financing Options Tailored to You

Company-Partnered Loans

• We work with trusted lending partners to deliver fast approvals, clear terms, and no hidden fees—making the process simple and stress-free.

Credit Score Accessibility

• Financing is available for homeowners with credit scores as low as 600, broadening access for many families.

Competitive Rates & Terms

• Interest rates start at 8.99%, with loan terms of up to 15 years and borrowing limits up to $100,000.
• No penalties for early repayment, so you’re free to pay off your loan whenever you like.

Promo Benefit: Free First 3 Months

• Qualifying homeowners may even get their first three months of loan payments covered for free!

Other Ways to FundYour Metal Roof

Home Equity Loans & HELOCs

Use the equity in your home to access lower interest rates—ideal for those who prefer secured financing. They often offer more favorable terms but rely on your home as collateral.

Unsecured Personal Loans

These can fund your new metal roof without risking your home’s equity. Personal loans offer fast funding and predictable monthly payments, though rates may be higher than secured options.

Roofing Company Payment Plans

Some contractors, including us, offer in-house plans or promotions like deferred interest schemes. These typically require quick approval and minimal paperwork, but always compare with external loan options'to ensure you're getting the best rate.

PACE &Government Financing

In certain areas, programs like PACE financing or energy-efficiency rebates can cover metal roof costs with low or deferred interest—even for homeowners with less-than-ideal credit.

Insider Tips

• Check your credit first; improving it can unlock better loan terms.
• Shop around across lenders—interest rates and fees can vary even by a fraction.
• Read the fine print: Make sure you understand app fees, origination charges, and pay‑off rules.
• Consider energy incentives: Metal roofs reduce cooling costs and may qualify for tax credits or rebates.

Final Thoughts

Choosing to finance your metal roof doesn’t have to be difficult. Whether through a beginner-friendly loan with us, a home equity option, or a personal financing route, there’s a plan that works for your credit and budget. And with perks like low rates, flexible terms, no hidden fees, and even a free first 3 months, financing your best roof yet has never been easier.

Ready to get started? Contact The Metal Roofers today to explore your options and secure a roof that protects—and pays off—for years to come.